OpenToolkit

EMI Calculator

Finance

Estimate loan EMI, total interest, total repayment and the monthly amortization schedule.

Open EMI Calculator

How to use

  1. Enter the loan amount and adjust the annual interest rate and tenure.
  2. Review the monthly EMI and principal-versus-interest breakdown.
  3. Download the monthly repayment breakdown as CSV when you need the full schedule.

Features

  • Monthly EMI calculation
  • Principal and total-interest breakdown
  • Visual repayment composition
  • Downloadable monthly amortization CSV

Good to know

  • Results are estimates. Lender fees, insurance, taxes, rounding and rate changes may alter actual payments.
🔒 Private by design — EMI Calculator runs entirely in your browser. Your files and text never leave your device.